Quality dentistry, within reach
Our mission is quality dentistry for the Huntington Beach area at an affordable rate. Insured or not, there's a payment path that fits your budget — and we'll help you find it.
How it works
We work with a number of insurance companies to make dental care accessible to you and your family. If you don't have insurance, don't be discouraged — financing through established healthcare lenders splits treatment costs into predictable monthly payments, and our membership plan covers routine preventive care for a flat yearly fee.
Payment plans run from 6 to 60 months with credit approval, including 0% interest promotional plans at 6, 12, 18, and 24 monthson qualifying CareCredit terms. Even with insurance, treatments like implants and orthodontics can be significant — financing means the care you need doesn't have to wait on a lump sum.
You'll always know the full cost of treatment and your payment optionsbefore anything begins. Call us at (714) 848-8211 with any cost question — our team helps with applications and paperwork.
Also worth checking: our current specials — offers can usually be combined with financing.
Financing available with
CareCredit
Healthcare credit card with 0% promotional plans (6–24 months, with credit approval) and extended terms to 60 months.
GreenSky
Installment loans for larger treatment plans.
LendingClub
Monthly payment plans through a national lender.
iCare Financial
Payment programs with flexible approval standards.
Approval and terms are determined by each lender, not by Pacifica Dental. Promotional 0% plans require payment within the promotional period to avoid interest.
Financing FAQs
Do you take my insurance?
We work with a number of insurance companies. Call us at (714) 848-8211 with your plan details and we'll verify your coverage before your visit.
What if I don't have dental insurance?
You have two good options: our in-house membership plan (a flat yearly fee covering cleanings, exams, and member discounts — it's not insurance, but it works like a sensible alternative for many families) and financing through providers like CareCredit, with plans that can include 0% interest promotional terms on approved credit.
How does dental financing work?
Through lenders like CareCredit, treatment costs are split into monthly payments — plans range from 6 to 60 months with credit approval, including 0% promotional periods on qualifying plans. We'll help you apply and understand the terms before treatment starts.
Is the membership plan the same as insurance?
No — it's not dental insurance. It's a direct plan with our office: a flat yearly fee that covers your routine preventive care (cleanings, exams, X-rays) and gives you member discounts on other treatment. No claims, no deductibles, no waiting periods.
Let's talk numbers before needles
Ask about financing, insurance, or membership — you'll get straight answers and a clear plan.